OZÉ is a comprehensive mobile platform built specifically for Micro, Small, and Medium Enterprises (MSMEs) across Africa, with initial strongholds in Ghana (your current location) and Nigeria. It functions as a digital business coach and financial management tool, aiming to empower entrepreneurs by transitioning them away from traditional, often unreliable, paper-based record-keeping towards data-driven decision-making.

Key functionalities include intuitive tracking of daily income (sales) and expenses. This data automatically feeds into real-time dashboards that display vital business health metrics like cash flow, revenue trends, and profitability, presented in an easy-to-understand format. The app automatically generates simplified monthly financial reports, helping owners grasp their business performance without needing complex accounting knowledge.

Beyond core bookkeeping, OZÉ incorporates customer relationship management (CRM) features. This allows businesses to maintain customer lists, track individual purchase histories, and manage any credit extended to customers (money owed). To enhance professionalism and efficiency, the platform enables users to send professional-looking digital receipts and invoices directly to customers via SMS or WhatsApp.

A core value proposition of OZÉ is its ability to unlock access to formal finance. By consistently recording their transactions within the app, businesses build a verifiable digital financial history. This data contributes to an 'OZÉ score' or credit profile. Based on this profile and performance data, the platform actively connects qualifying businesses with partner financial institutions (like banks and microfinance institutions) for loans – often representing the crucial first step into the formal credit system for many users. Furthermore, OZÉ provides access to human business coaches who can offer tailored advice and support, informed by the specific business's performance data visible within the app, thereby fostering improved financial literacy and strategic growth planning.